No Health Questions Plans

So your asking yourself what are “no health questions” or Guaranteed Issue Final Expense plans.

“I have pre-existing conditions they won’t take me any other way!”

It is important to understand that while these plans can be the right fit for some clients they come with a waiting period. A waiting period?! Yes, a waiting period where for natural death during that time your beneficiary will only receive your premiums back plus interest, BUT full pay out for accidental death at anytime.

Now, it’s important to beware of these plans UNLESS our licensed agents have reviewed your health, and after reviewing all the options determined in there expert opinion it is the best fit. Guaranteed Issue is never first option, but with the Loyal Insurance Group you will always have an option for coverage.